Stop Loss Insurance Brokers, Inc

Aggregate stop loss and specific stop loss are kind of like rain boots and umbrellas. They work in slightly different ways to address the same problem. You can choose to use both types or just one depending on what kind of protection you need, both using both is the best way to limit your exposure in a storm. Continue Reading >

Every American business has been touched by the COVID-19 pandemic. If you’re feeling anxious and uncertain about how this unprecedented experience will affect your business’s healthcare spending, you’re in good company. This is an issue that all self-insured employers are grappling with right now. While there’s still plenty that none of us know about the road ahead, we do already know so much more than we did just last month about how COVID-19 will affect self-insured employers. Continue Reading >

While none of us could have exactly predicted the COVID-19 pandemic, the stop-loss industry is nothing if not prepared for emergencies. We know that a lot of self-funded employers are scrambling right now to figure out what happens next. Stop-loss carriers have mobilized to increase flexibility that allows policyholders to maintain coverage, and to make sure that policyholders have all the resources they need to weather this storm. Here are answers to some of the most common questions we’re hearing right now. Continue Reading >

There’s a lot of jargon to keep straight around the topics of self-funded insurance and stop-loss insurance. TPAs, attachment points, ISL vs ASL, catastrophic thresholds, lasers – were other people learning this language while you were sitting in high-school Spanish class? Continue Reading >

At the start of this century, artificial intelligence was the stuff of sci-fi movies, not a recognizable part of the average person’s life. What a difference a few decades makes: Although we’re hardly living in a real-life version of “Minority Report,” AI technology is now all around us. Continue Reading >