If only a crystal ball or portal to another time could help us predict the future of American health care. Heck, even a Magic 8 ball with a high rate of accuracy could be useful. Alas, no such magic device exists (we think), so the confusion and uncertainty that surround health care and insurance aren’t ending anytime soon. Many people agree that our current system is broken, but no simple solution exists to bring down costs and give all Americans access to the care they need. Considering the political discord around this issue, it seems unlikely that a major change – like a move to a single-payer system – is just around the corner. So what does that have to do with self funded insurance? Continue Reading >

Amazon now offers original movies and TV shows, grocery delivery, two-day shipping – and stop-loss insurance? It’s a possibility, now that the company is turning its attention to healthcare and health insurance technology. Continue Reading >

The human's natural instincts for curiosity are not always about being nosy: other considerations, such as financial transparency, help to distinguish what is right and fair within the healthcare industry. Going into an operation with some sort of estimated rate for services and goods keeps patients from being exploited and overcharged. In this case, being nosy can benefit Americans greatly with their health costs. Continue Reading >

Americans don’t agree on much, but everyone acknowledges that healthcare costs are just too high. Ballooning insurance costs translate to financial strain, which trickles down to employees in the form of budget cuts and staffing changes. That’s why it makes so much sense to include employees in discussions about rising healthcare costs. That might represent a radical change from the status quo in some companies, but it’s a change worth making. Employee engagement looks different in each company, and it’s up to the employer to find the blend of programs and initiatives that’s most beneficial – both for employee health and satisfaction, and for the bottom line. Continue Reading >

American Medical Strategies has released its fourth annual list of the five most researched diagnoses in its PredictDx system. Three of the top five spots were held by cancers in 2017. Continue Reading >

Hiring a stop loss insurance broker entrusts the specialist with the betterment of your insurance and risk management. To ensure your stop loss insurance broker is acting in your best interest, certain questions must be asked during the hiring process. Continue Reading >

Specialty drugs can be up to 50 times more expensive than traditional drugs. Though specialty drugs have been associated with significant improvements in terms of good health over time, they are not without their faults. Are the positive effects worth breaking the bank? Continue Reading >

In July of this year, Sun Life Financial released its fourth annual Top Ten Catastrophic Claims Conditions report. In this post, we take a look at Sun Life Financial's 2016 report and compare it to previous reports. Read on to gain insight on stop-loss claims trends that may affect your self-funded plan in 2017.   Continue Reading >

With the rapid advancements we are seeing in the healthcare and medical industries, telemedicine has become a relevant method of patient consultation. Telemedicine, which has been around for over a decade, initially received skeptical views. Many questioned its validity as a thorough alternative to actually coming in to see a medical professional. Now, it is poised to reinvent how we view patient consultations. Continue Reading >