Patty McNulty | Stop Loss Insurance Brokers

Operations Manager

Patty McNulty joined Stop Loss Insurance Brokers, Inc. 14 years ago as an Account Manager, managing ten municipal accounts.   She moved into the Operations Manager position in 2005 and now her job responsibilities include general office operations, technology, and marketing. Prior to working with Stop Loss Insurance Brokers, she worked as a Legislative Aide at the Massachusetts State House, for International Truck Leasing Company, and as a sales representative for a jewelry company in New York City.   She graduated from Aquinas College with a marketing degree and continued her studies at Suffolk University.

Patty enjoys owning her own wedding floral business “Petals by Patty” for the past 30 years. When not following her Boston sports teams, Patty’s biggest enjoyment is sharing time with her husband and daughter at their Cape Cod home.

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Patty McNulty | Stop Loss Insurance Brokers

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In 2011, the top 5 most expensive medical conditions treated in US hospitals were: Septicemia, Osteoarthritis, Complication of device, implant or graft, Liveborn, and Acute myocardial infarction

From 2010 to 2013, the number of claims that were individually $1 million or above rose by 1,000%

In 2017 approximately 18% of the American public will purchase insurance through exchanges, radically transforming the health insurance landscape.

In 2014, 98% of large firms (= 200 Workers) offer 1+ wellness programs to their employees.

The most costly 1% of patients account for 20% of national health expenditures – accruing average annual expenses of nearly $90,000 per person.

6% of firms offering fully-insured plans report they intend to self-insure because of Obamacare.

In 2014, PPO plans remained the most common plan type, enrolling 58% of covered workers.

In 2012, 93% of businesses with 5,000+ employees and 80% of companies with 1,000-4,999 employees were self-funded

Massachusetts has the third-highest prevalence of self-funded insurance in the small-group market (Fewer than 50 employees).

In 2013, the average deductible was $2,906 for individuals selecting plans from marketplaces. This compares with average deductibles of $1,135 for an individual with employer coverage.

In 2013, the average annual premiums for employer-sponsored health insurance are $5,884 for single coverage and $16,351 for family coverage, up 5% and 4% respectively from 2012.

From 2010 – 2013, cancer followed by chronic/end stage renal disease and leukemia accounted for the top 3 costliest illnesses.