Denise Doyle | President of Stop Loss Insurance Brokers, Inc

President & Owner

Denise Doyle is the President of Stop Loss Insurance Brokers, Inc.   She has held that position since the company’s inception in 1994.     During the past 20 years she has built the agency into a formidable presence in the stop loss marketplace.

Prior to her experience with Stop Loss Insurance Brokers, Denise was the marketing manager for Liner Insurance Agency, Inc. for eight years and an underwriting and claims trainee with Home Insurance Company. She received her Bachelors in Business Administration from the University of Notre Dame in 1982.   Her professional education includes the CPCU and ARM designations and she holds licenses as an insurance broker and an insurance advisor.

Denise currently serves on the Health Care Committee of SIIA (Self Insurance Institute of America), on the Membership Committee of The Boston Club and on the Advisory Board for the Charlestown YMCA.

Denise resides in Charlestown and enjoys skiing in the winter and biking and golfing in the summer.

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Denise Doyle | President of Stop Loss Insurance Brokers, Inc

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In 2011, the top 5 most expensive medical conditions treated in US hospitals were: Septicemia, Osteoarthritis, Complication of device, implant or graft, Liveborn, and Acute myocardial infarction

From 2010 to 2013, the number of claims that were individually $1 million or above rose by 1,000%

In 2017 approximately 18% of the American public will purchase insurance through exchanges, radically transforming the health insurance landscape.

In 2014, 98% of large firms (= 200 Workers) offer 1+ wellness programs to their employees.

The most costly 1% of patients account for 20% of national health expenditures – accruing average annual expenses of nearly $90,000 per person.

6% of firms offering fully-insured plans report they intend to self-insure because of Obamacare.

In 2014, PPO plans remained the most common plan type, enrolling 58% of covered workers.

In 2012, 93% of businesses with 5,000+ employees and 80% of companies with 1,000-4,999 employees were self-funded

Massachusetts has the third-highest prevalence of self-funded insurance in the small-group market (Fewer than 50 employees).

In 2013, the average deductible was $2,906 for individuals selecting plans from marketplaces. This compares with average deductibles of $1,135 for an individual with employer coverage.

In 2013, the average annual premiums for employer-sponsored health insurance are $5,884 for single coverage and $16,351 for family coverage, up 5% and 4% respectively from 2012.

From 2010 – 2013, cancer followed by chronic/end stage renal disease and leukemia accounted for the top 3 costliest illnesses.