Stop Loss Insurance Brokers, Inc. Privacy Statement

Please read this privacy statement carefully.

Privacy is very important to us. We also understand that privacy is very important to you. This Privacy Statement tells you how Stop Loss Insurance Brokers, Inc. handles personal information that it gathers through this website: .www.stoplossins.com.

This Privacy Statement was revised on December 27, 2013. We may change this Privacy Statement at any time and for any reason. Therefore, we encourage you to review this Privacy Statement when you visit the website.

Introduction

Stop Loss Insurance Brokers, Inc. is the sole owner of the information on the website and collected on the website.   We collect information from visitors who want to learn more about the firm and the services it provides.

Does Stop Loss Insurance Brokers, Inc. use personal information?

“Personal information” that we collect through this website is information that we can use to specifically identify you, such as your name, company, address, phone, email, and other information. Stop Loss Insurance Brokers, Inc. uses your personal information to respond to your request for additional information.   Communications may be by phone, email, or regular mail.

Requests for additional information may be shared with employees of Stop Loss Insurance Brokers, Inc., as well as with Stop Loss Insurance Brokers, Inc.’s distributors and their employees and subcontractors.

Does Stop Loss Insurance Brokers, Inc. ever share personal information with third parties?

Stop Loss Insurance Brokers, Inc. does not sell, share, or rent collected information to others in ways different from what is disclosed in this Privacy Statement.

How Does Stop Loss Insurance Brokers use non-personal information?

In order to monitor the quality of user experiences on the website, we may collect certain non-personal information about you from your computer when you visit the website.  Non-personal information is information that does not identify you as an individual person. If you only read information on our website, we do not collect or learn your name, e-mail address, home address, or other personal information. Stop Loss Insurance Brokers, Inc. does not create or maintain profiles of visitors to the website.

Stop Loss Insurance Brokers, Inc. may share aggregated demographic information for the purpose of maintaining and expanding the website and its contents.

Cookies: Stop Loss Insurance Brokers, Inc. may place a text file called a cookie in the browser files of your computer when you visit. The cookie may be stored on your computer’s hard drive. You are always free to decline our cookies, but some parts of our website may not work properly for you if you do so. Please refer to your browser’s Help instructions to learn more about cookies and how to opt out of some cookies. We do not use cookies to collect personal information.

Log Files: Stop Loss Insurance Brokers, Inc., like many standard web servers, uses log files and outside services to collect usage information. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. No personal information is collected in this process.

What about privacy on other websites?

This Privacy Statement only applies to information collected by this website.   We are not responsible for the performance of websites operated by third parties or for your business dealings with them. These other websites may have privacy statements that differ from this website.

What about website security?

Security is very important to us. We also understand that security is important to you. We take reasonable steps to protect your personal information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. You should keep in mind that no Internet transmission is ever 100% secure or error-free. In particular, e-mail sent to or from this website may not be secure, and you should therefore take special care in deciding what information you send to us by e-mail

Legal Disclaimers

Stop Loss Insurance Brokers, Inc. reserves the right to disclose personal information if required by law enforcement authorities, subpoena or other court order, or other governmental authority, and (to the extent permitted by law) to the extent necessary to protect the legal rights and personal safety of Stop Loss Insurance Brokers, Inc. and its employees and agents.

What happens if the privacy statement changes?

If we decide to make a significant change to our Privacy Statement, we will post a notice on the homepage of our website for a period of time after the change is made.

How to contact Stop Loss Insurance Brokers, Inc.

If you have questions or comments about this Privacy Statement, please use the Contact Us link on our website.

Compensation Statement

Stop Loss Insurance Brokers is a privately held corporation committed to delivering the highest quality and most cost effective benefit solutions to our clients. We receive compensation in the form of commissions or fees for the services provided to clients. As it relates to commission income Stop Loss Insurance Brokers, Inc. may also receive additional compensation from carriers based on volume, growth, and other factors as determined by specific carriers. Payment under these programs is made annually on a retrospective review of the prior year’s book of business. Agreements are not guaranteed nor are they account specific. The underwriting of new business and renewal premium is separate and distinct from participation in carrier compensation programs.   Stop Loss Insurance Brokers, Inc.   does not participate in any special compensation arrangements beyond those normally used by carriers for their distribution channels.

Our recommendations are always made in the best interests of our clients and their employees, and are not related to compensation programs. We are committed to full disclosure and the continued delivery of outstanding service to our clients. If you have any questions or concerns regarding compensation, please feel free to contact us at Stop Loss Insurance Brokers, Inc.